2025 Pricing Guide
How much does a bookkeeper cost in Canada?
An honest breakdown of every bookkeeping option available to Canadian small businesses — with real numbers, what's included, and the hidden costs most articles don't mention.
Full Comparison
Every bookkeeping option compared side-by-side
DIY with QBO / Xero
$30–$60/mo software
Sole proprietors, <50 transactions/mo
Hidden costs
$2,000–$15,000 in CRA penalties if errors go undetected
Freelance Bookkeeper
$35–$70/hr · $300–$800/mo
Small businesses wanting local support
Hidden costs
Cost spikes during HST season; no continuity guarantee
Local Bookkeeping Firm
$50–$90/hr · $500–$1,200/mo
Businesses wanting in-person meetings
Hidden costs
Year-end cleanup fees; travel time billed in some cases
North Ledger (Virtual)
$175–$579/mo CAD flat
Most Canadian small businesses
Hidden costs
None — scope and price are fixed
In-House Bookkeeper
$4,500–$6,500/mo total cost
Businesses with >500 transactions/mo
Hidden costs
Turnover cost: $8,000–$15,000 to replace and retrain
Cost Drivers
What makes your books more or less expensive to maintain
Transaction volume
Connecting your accounts via bank feed reduces manual entry and lowers cost.
Number of accounts
Keeping business and personal accounts separate is the single biggest cost-saver.
Payroll
Payroll is typically an add-on to bookkeeping — expect $50–$150/mo extra.
Industry complexity
Shopify reconciliation, job costing, and multi-currency each add time and cost.
State of records
Catch-up bookkeeping is typically a flat project rate before monthly service begins.
Sales tax complexity
Cross-border businesses should budget for 20–30% more than the base rate.
Our Pricing
North Ledger flat-rate plans
No hourly billing, no scope creep, no surprises. One flat monthly fee covers your bookkeeping, financial statements, and HST filing.
Starter
Freelancers & sole proprietors
Growth
Small businesses & growing teams
Scale
Cross-border & multi-entity
Payroll processing available as an add-on from $59/mo + $7/employee.
FAQ
Bookkeeping cost questions answered
STOP OVERPAYING
Get a fixed price —
no hourly surprises.
Tell us your province, transaction volume, and software. We'll recommend the right flat-rate plan with everything included — no hidden fees, no billable hours.
Your free quote includes:
- Fixed monthly rate — no hourly billing, ever
- All-inclusive: reconciliation, reporting, CRA filings
- Custom quote based on your actual transaction volume
- Onboarding in under 30 days
- Free review, no obligation
No contracts · Cancel anytime · CAD & USD billing
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