Full-service bookkeeping for North American businesses.
Expert remote bookkeeping from Toronto — QuickBooks & Xero reconciliation, CRA-compliant reporting, payroll, and cross-border GST/HST handled precisely. Books closed by the 15th, every month.
Get My Free QuoteCORE CAPABILITIES
Toronto-based bookkeepers serving small businesses across Canada & the United States — remotely, reliably, on time.
Our Clients
Trusted by businesses across North America
CROSS-BORDER EXPERTISE
Canada meets USA. We manage both.
Two tax jurisdictions, one seamless bookkeeping operation. Whether you're a Canadian business expanding into the US, or a US company with Canadian operations — we handle both without the complexity landing on your desk.
GST/HST & CRA Filing
Navigating provincial vs federal tax rates requires precision. We handle GST, HST, QST, and PST tracking, reconcile input tax credits, and prepare your filings so you never miss a deadline or overpay.
- Monthly, quarterly, or annual CRA filings
- Input Tax Credit (ITC) optimization
- CRA audit support documentation
- T4 & T5018 preparation support
Sales Tax & 1099 Compliance
Selling into the States? Economic nexus thresholds vary by state. We monitor your state-by-state exposure, manage US contractor 1099/W-2 preparation, and ensure every cross-border transaction is recorded accurately.
- State-by-state economic nexus monitoring
- W-8BEN / W-9 collection and 1099 prep
- Multi-currency reconciliation (USD/CAD)
- IRS-ready financial statement preparation
WHAT'S INCLUDED
Built into every
bookkeeping plan
No hidden scope, no surprise invoices. Payroll, tax filing, and additional accounts are available as transparent add-ons.
Monthly Bookkeeping & Reconciliation
We ensure every bank and credit card transaction is accurately categorized and reconciled against your statements. Zero discrepancies.
Payroll Processing
Accurate, on-time payroll for salaried and hourly employees. We manage deductions, tax remissions, and direct deposits.
Accounts Payable & Receivable
We manage vendor bills and track customer invoices. Know exactly who owes you money and who you need to pay.
Financial Reporting
Clear visibility into your company's health. We prepare standardized financial statements by the 15th of every month.
Catch-Up Bookkeeping
Months or years behind? We organize the chaos, reconstruct your historical books, and bring everything current.
Tax-Ready Prep
We collaborate directly with your CPA at year-end, providing clean trial balances and answering their queries to minimize tax prep fees.
QuickBooks/Xero Setup
Starting fresh or migrating? We design a custom chart of accounts tailored to your industry and configure the software properly.
Cross-Border GST/HST & US Sales Tax
We track your sales across borders, calculate tax liabilities, and ensure proper filings in Canada and the US.
Books closed by the 15th —
every single month.
Our standing commitment to every client, without exception.
YOUR FIRST 30 DAYS
How we onboard your
bookkeeping — step by step
Switching bookkeepers or starting fresh shouldn't disrupt your business. Our 30-day onboarding is structured, low-touch, and built around your existing systems.
Bookkeeping Discovery & System Access
We review your QuickBooks or Xero setup, audit your existing chart of accounts, and connect all bank feeds, credit cards, and payment processors (Stripe, Square, PayPal). Any CRA compliance gaps — GST/HST filing history, payroll remittance records, outstanding CRA correspondence — are flagged immediately before work begins.
You receive
- Compliance gap report
- Chart of accounts review
- Secure system access confirmed
Clean-Up, Catch-Up & Structuring
If your books are behind, we reconcile every outstanding month before moving forward — no shortcuts. We standardize your chart of accounts for both CRA and IRS compliance, implement receipt-capture workflows, and establish the operating cadence that powers clean monthly reporting and accurate tax filings.
You receive
- Historical reconciliation complete
- CRA/IRS-compliant chart of accounts
- Receipt capture & workflow setup
Monthly Close by the 15th — Every Month
Transactions are categorized weekly. Full bank and credit card reconciliation is performed at month-end. P&L, Balance Sheet, and Cash Flow statements are delivered by the 15th of every month — without exception. We proactively flag anomalies, monitor GST/HST deadlines, and keep your CPA ready for a seamless year-end filing.
You receive
- P&L, Balance Sheet & Cash Flow by the 15th
- GST/HST deadline monitoring
- Year-end CPA package included
PRICING
Affordable. Flat rate. No surprises.
Starting from $129 USD per month — bookkeeping only, no payroll bundled in. Pay for exactly what you need.
Starter
Freelancers & sole proprietors
- 1 bank or credit account
- Up to 100 transactions/mo
- Monthly reconciliation
- P&L + Balance Sheet
- Year-end summary for CPA
- Email support (48hr)
Growth
Small businesses & growing teams
- Up to 3 accounts, 300 transactions/mo
- Full reconciliation & reporting
- Accounts Payable & Receivable
- Tax-ready year-end package
- Email + chat support (24hr)
Scale
Cross-border & multi-entity ops
- Up to 6 accounts, 600 transactions/mo
- Cross-border GST/HST & US Sales Tax
- Multi-currency reconciliation
- Quarterly strategy call
- Priority same-day support
Need catch-up bookkeeping or not sure which plan fits? See full pricing details →
The Ledger Journal
Insights for business owners
who take finance seriously.
US Sales Tax for Canadian Businesses Selling to American Customers
The Wayfair ruling changed everything. Here's what Canadian sellers with US customers need to know about state sales tax obligations.
The Complete Guide to GST/HST for Canadian Small Businesses
Registration thresholds, input tax credits, provincial rates, and CRA remittance — the only GST/HST guide you'll need.
When Should a Small Business or Startup Hire a Bookkeeper?
Most founders wait too long. Here are the six clear signals it's time to stop doing your own books.
Client Testimonials
Trusted by small businesses
across Canada & the USA.
5.0 / 53
Verified client reviews · Remote bookkeeping for Canada & USA
"Before North Ledger, managing our cross-border sales tax was a constant anxiety. They didn't just take over our books — they rebuilt our entire financial operation. Clean, precise, and always on time."
"We were eight months behind on our books when we came to North Ledger. They had us fully current in three weeks — without any disruption to day-to-day operations. Our CRA filing that quarter was flawless."
"Our accountant used to dread getting our QuickBooks files. Now she tells us every year: these are the cleanest books she's seen. North Ledger made us look professional to our own CPA."
Frequently Asked
Common questions
— answered.
Everything small businesses in Canada and the USA ask before they start working with us.
Bookkeeping · Payroll · Pricing · Process
Do you offer remote bookkeeping for US-based businesses?
Yes — a significant portion of our clients are based entirely in the United States. We specialize in IRS-compliant bookkeeping, state sales tax tracking, and US GAAP reporting. Our Toronto-based team serves small businesses across both Canada and the USA remotely.
Which accounting software do you support — QuickBooks, Xero, or Sage?
We are certified in QuickBooks Online and Xero — the leading cloud accounting platforms for small businesses. We also integrate with Dext, Hubdoc, Gusto, and Stripe to automate data flow and ensure complete ledger accuracy. No migration required.
Can you do catch-up bookkeeping if my books are months behind?
Absolutely. We offer dedicated catch-up and cleanup engagements. We pause current-month processing, systematically reconcile your historical data, and establish a clean baseline before moving you to a standard monthly rhythm — typically within 2–4 weeks.
What does the onboarding process look like?
Onboarding takes 30 days and is fully structured. Week 1 covers discovery and system access. Weeks 2–3 handle cleanup, chart of accounts standardization, and CRA/IRS compliance checks. By Month 2, your books run on autopilot — closed by the 15th, every month.
Software Partners
We work in the tools your business already uses.
Certified in QuickBooks Online and Xero, and deeply integrated with the leading payroll and accounting platforms across Canada and the United States. No migration required.
QuickBooks
Accounting
Xero
Accounting
Sage
Accounting
Gusto
Payroll
ADP
Payroll
Payworks
Payroll · Canada
Yardi
Property Mgmt
Telpay
Payments · Canada
QuickBooks ProAdvisor Certified · Xero Advisor Certified · CRA & IRS Compliant Reporting
START TODAY
Ready to hand off
your books?
Most clients are fully onboarded within 30 days. We'll review your current books, identify gaps, and show you exactly what precision bookkeeping looks like — at no cost, no obligation.
Your free quote includes:
- Review of your current bookkeeping setup
- Identification of compliance gaps (CRA / IRS)
- Custom pricing based on transaction volume
- A clear onboarding timeline — starting within 5 days
- No pressure, no hard sell
CAD & USD billing · Cancel anytime · No commitment